Our checking accounts have it all - cash back, high interest, and more. All you have to do to earn full rewards are a few simple things you're probably doing already, like using your debit card and receiving eStatements. In the event you don't qualify, you'll still earn our base interest rate and your account is always free.
Let's dive in a deeper and take a look at KASASA Cash Back.® What if your debit card could earn you cash? With free Kasasa Cash Back® checking, it can! Get 3.50% cash back on debit card purchases* — up to $8.75 per month — when you do banking activities that make life easier anyway!
Plus, get fee refunds on ATM withdrawals all over the country.* So you can pack up your car and head out on a cross-country road trip, knowing you’ll always be able to get cash when you need it.
- Get 3.5% cash back on debit card purchases* (up to $250 in purchases monthly)
- Get refunds on ATM feeds nationwide (up to $25 per cycle)
We've made earning your rewards super simple. In fact, you're probably doing most of these things already. To earn your rewards, simply do the following activities on your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle (ATM withdrawals do not count)
- Have at least 1 direct deposit, ACH transaction, or bill payment transaction post and settle
- Be enrolled and agree to receive eStatements
That's it! And if for some reason you don't qualify, your account is still free and you'll still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle.
*APY=Annual Percentage Yield. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. For Kasasa Cash Back, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $25 (up to $9.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) You will receive 3.50% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during qualification cycle up to a maximum cash back earned of $8.75 per monthly qualification cycle. If qualifications are not met on Kasasa Cash Back you will not receive cash back on debit card purchases and ATM fees are not refunded. Qualifying transactions must post to and settle Kasasa Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Cash back and ATM fee reimbursements will be credited to your Kasasa Saver on the last day of the monthly statement cycle. Kasasa Cash Back is automatically transferred to Kasasa Saver each statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle, Kasasa Saver earns: (1) 0.21% APY on all balances. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.01% APY. Available on personal accounts only, one per client. ATM fee refunds (checking account only) up to $25 (up to $9.99 per single transaction) provided only if qualifications are met within the monthly qualification cycle and will be credited to the account on the last day of the monthly statement cycle. Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A. Available on personal accounts only. Limit one account per Social Security Number.